You control the terms.

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Take out up to $100,000 and repay your fixed-rate loan in as little as two years, or take up to 12 years. The choice is yours.

Whole-project funding up front with no fees or home equity requirements.

The unsecured LightStream loan has no fees or prepayment penalties. There are also no appraisals or home equity requirements. Get your loan in full, and pay along the way at each phase of construction.

 Want to get your project going now?

The process is quick and easy. When you fill out your application by 2:30pm EST and complete all of your loan information, LightStream can get funds over to you on the same day you apply! Or you can select a funding date within 30 days of your approved application.